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Life Insurance That Builds Cash Value for You as

It Insures Your Life


✓ Money you can borrow

✓ Money to pay your premium when you can’t


60-Day Free Look


When your policy arrives, look it over carefully.

Show it to a friend whose judgment you trust.

If for any reason you’re not 100% satisfied - return

the policy within 60 days. Your payment will be

promptly refunded.


This Graded Benefit Whole Life Insurance

Pays for All Causes of Death Except Suicide


What Is Not Covered: The death benefit will not be paid if the Insured’s death results from suicide, while sane or insane, within two years from the date the policy was issued (one year in North Dakota). All premium payments, however, will be returned.



Here’s the Amount You Send In To Buy this Insurance


To find the monthly payment you send in with your application ... first choose the benefit amount you want. Then find the bracket that includes your age. Immediately underneath is the monthly payment for both a man and a woman.




It’s Easy To Apply !!!


Complete all of the application. Be certain you name who will be the recipient of your benefits (your beneficiary).


Put a check mark in the box in front of the amount of insurance you want.


Please refer to the rate charts on the left for the amount of monthly premium you send in. Then write down this amount on the application.


Next, tell us how you wish to be billed in the future. Every three months (Quarterly), every six months (Semiannually) or once a year (Annually). Or you can pay monthly through automatic deductions from your bank checking account with the EASY PAY OPTION.


For future payments ... if you choose to pay Quarterly, multiply your monthly premium by 3. For Semiannual payments, multiply by 6. Annual payments, multiply your monthly premium by 12. Monthly payments are the same as shown.


Mail in your completed application and first month’s payment. No postage is needed on the enclosed envelope.



Please Call Toll Free - (800) 246-0163